Has a terrible storm left you with a lot of roof damage and you’re now faced with a roof replacement? Bad weather happens and it’s why we all carry homeowner’s insurance. So, what do you do now that you’ve had your roof inspected and need to file a claim with your insurance company? In this blog post, we’re going to discuss how to negotiate a roof replacement with your insurance company.
How to Negotiate a Roof Replacement with your Insurance Company
If you haven’t already spoken with your insurance company about the roof damage caused by the storm, reach out to them right away. Review your homeowner’s policy as well to see what to expect with your home insurance claim. Also, give Driftwood Builders Roofing a call and we will be happy to come out to your home to evaluate your home’s situation. If the weather has subsided, we will probably be able to climb onto your roof and get a good look at to how severe the damage is.
Our roofing experts will evaluate every area of your roof including the shingles, gutter area, and ventilation equipment. They will often mark the location of problems, take pictures, and write up an evaluation for you, too.
How to Get Insurance to Pay for a Roof Replacement
Once you have filed a claim with your insurance company, they will schedule a review and inspection of your roof. Make sure you have chosen a roofing company that regularly works with insurance claims and will meet the insurance adjuster out at your house to review the entire roof with them. Speak with your roofer about advocating for the roof damage and areas that are part of the roofing system like we mentioned above. You want a roofing pro that knows the local codes well so he can support the fact that you need a new roof and why.
Involving your Austin roofer in the process can be a big part of getting the right amount of coverage you need and not missing anything that is important to providing a new roof for your home. A good roofer will know the materials and components that are necessary to install a good roof. They can point these out to the insurance inspector, as needed.
Roofing Insurance Claims
If all goes well through the insurance claim process and your insurance adjuster has approved your roof replacement claim, there will be a bunch of paperwork to review and sign. Both your insurance company and your roofer will have agreements and information to go over before moving ahead.
Often, the insurance company will give you a breakdown of what they agree is needed to be replaced and how much they will cover or pay for. You will be responsible for your deductible. It depends on the insurance company how the checks or payments will be processed for the roofing work. Speak with them to get the details.
And, get an estimate from your roofer to evaluate if the work can meet with your insurance payout. This might be the time they offer some upgrades, so review these with them as well. If your roofing system was pretty old, new vents or facia products could help bring your roof up to modern codes.
Having your roof replaced and going through the insurance steps is never fun, but using a great roofer who is experienced with insurance claims will make the process go smoothly and provide good results. And, soon you will have a brand new roof to protect you from the elements and weather to come next season.
Your Local Austin Area Roofing Professionals
We strive to bring you the best in roofing for the Austin, Texas area. We deliver decades of roofing experience, training, and knowledge in this area’s needs. We are a prominent roofing company in residential roof repair and roof replacement. We will not ask for a deposit on labor or materials as a dependable way to stand out from the competition while bringing you the best product and service in Austin.
When we inspect, install, or repair your roof, we want to provide you with the best options for your roof design, components, and ventilation. We are Master Elite Contractors bringing you the latest in roofing technology, and a member of our local area Better Business Bureau, so you know we take pride in our work and our community.
Contact us by phone or email to schedule your FREE roofing inspection and quote today.