Homeowners carry insurance on their house in order to protect their dwelling and its contents. It’s likely your home will need some amount of roof repair during the years you own it. Most homeowner’s insurance will cover repairs to your roof if there is sudden damage. For example, if a tree falls on your home, if you have hail damage during a terrible storm, or if a storm is particularly bad and wind tears off a portion of your roofing shingles, or worse. At the same time, it’s important to note that aging and normal wear and tear of an older roofing will not often be covered. Let’s take a closer look at whether or not you can make an insurance claim for your roof repair.
What to Know about Insurance Claims for Roof Repair
While homeowner’s insurance is going to vary based on location, age of your home, policy, and other factors, more than likely your insurance will help on some aspects of roof repairs. It will depend on the amount and type of damage incurred based on your homeowner’s insurance policy. For example, if you have a little hail damage on your roof, but not a large percentage determined by your roofing company, you may not have a claim requirement for your insurance (or, at least, it’s not more than your deductible to make a claim worthwhile).
Speaking of your deductible, if a few shingles were damaged by wind from a large storm, but your roof is otherwise in good shape and the costs are relatively small, paying for the repair without claiming it on your insurance will probably be the best move.
If the shingles on your roof were damaged, cracked, and broken, leaving large areas exposed to other elements like rain or pests, you might have more damage than just a few shingles needing to be replaced. Give your insurance agent a call in instances like this to help them evaluate your next steps.
Does Homeowner’s Insurance Cover Roof Damage?
After speaking with your insurance agent, you will probably want to contact a local Austin roofing expert for a roofing assessment. They will come out to your home and examine your roof and the exterior area surrounding your roofing to get an understanding of the damage your roof has incurred.
This is the best way to fully understand the deterioration or level of destruction your roof has sustained. The Austin roofing pro will advise you on what needs to be repaired on your roof, and will give you a good idea of the costs to bring your roof back up to good condition.
Your Local Austin Area Roofing Professionals
We strive to bring you the best in roofing for the Austin, Texas area. We deliver decades of roofing experience, training, and knowledge in this area’s needs. We are a prominent roofing company in residential roof repair and roof replacement. We will not ask for a deposit on labor or materials as a dependable way to stand out from the competition while bringing you the best product and service in Austin.
When we inspect, install, or repair your roof, we want to provide you with the best options for your roof design, components, and ventilation. We are Master Elite Contractors bringing you the latest in roofing technology, and a member of our local area Better Business Bureau, so you know we take pride in our work and our community.
Contact us by phone or email to schedule your FREE roofing inspection and quote today.